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Retail payments and services

What we do

In thousands of retail locations, as well as at home or on the move, people use us to control their household finances, essential payments and in-store services, like parcels. Our UK network contains more branches than all banks, supermarkets and Post Offices together, putting us at the heart of communities for over 10 millions regular weekly customers.

Our industry-leading payments systems give first class service to the customers of over 1,500 clients

We have a proven track record of decades of tech-led innovation, providing retailers with tools that attract customers into their shops. Our industry-leading payments systems give first class service to the customers of over 1,500 clients - utility companies, retailers, transport firms and mobile phone providers, government and more.

We are on and offline; providing for payments by cash, card and contactless; retail, phone and digital; at home, work and whilst out and about from Land's End to the highlands and islands - helping to keep modern life moving. 



We work with the energy and water sectors, processing cash transactions for all the major energy pre-payment meter types in the UK today. We also take bill and budget payments on behalf of all the major energy suppliers and the largest water companies in the UK.


We're helping bus companies and other transport organisations to meet the ever-increasing demand for flexible ways to sell tickets. Our simple smart card ticket-vending solutions are used by Merseytravel, System One and Cardiff Bus to name a few. We also provide regular tickets with bus and coach service operators such as Arriva, First and Lothian Buses.


Our state of the art, broadband ATMs are an outstanding way to recycle cash, generate footfall and increase basket spend. As a member of the UK's LINK network, we are trusted as experts in retail solutions. We also offer excellent terms, exclusive net settlement, very competitive pricing, retailer commission and dedicated support from our ATM Helpdesk.

Collect+ parcel service

Our Collect+ parcel service provides millions of people with a convenient way to collect, send and return parcels. Customers can have parcels delivered to one of our participating retailers and are able to return unwanted mail order and online items. Customers are even able to send parcels to each other via our retailers, or directly to someone’s home.

Digital eVouchers

Digital eVouchers from PayPoint are a great new way to purchase vouchers, credit, gaming content and online subscriptions without a debit or credit card. There are major brands including Xbox, PlayStation, paysafecard, Nintendo and Spotify with more popular brands coming soon.


We’ve revolutionised how customers can pick up their cash. Now they can simply scan a barcode in a letter, SMS, leaflet or other piece of communication to conveniently receive money from one of over 29,000 retailers. British Gas, E.ON and EDF Energy are just some of the organisations that use this service to put cash into the hands of their customers.

Western Union Money Transfer

We’ve teamed up with Western Union – the world’s leading money transfer company – to deliver a money transfer facility that enables customers to send money to – and receive it from – family and friends in more than 200 countries worldwide.


With the UK being ranked the number one country for online shopping, it has never been easier to pay for goods and services bought on the internet. IDT, paysafecard and Prepay Solutions are just some of the many companies that are using our network.


We work in partnership with all the major UK mobile phone networks such as Vodafone, O2, EE and Three. We also work closely with the Mobile Virtual Network Operators, including Virgin Mobile, Lycamobile, Vectone and Lebara Mobile. It’s with these relationships that we provide fast, reliable SIM card deliveries that generate significant commission for your business.


By working closely with all the major mobile networks, such as EE, O2 and Vodafone, we are one of the mobile industry’s primary payment solution providers and are at the forefront of pre-payment technology development. We are also leading the crowd in the rapidly growing electronically issued and rechargeable versions of many popular phonecard products.

Card payment services

We have partnered with UK acquirers Lloyds Cardnet to provide retailers with either a standalone terminal-based card payment service